ACCIDENTS AT WORK

Protection for you and your employees.

Because unforeseen events happen, whether on a day-to-day basis or at work, occupational accident insurance provides you with a range of solutions to meet your needs.

Since 1913, Portuguese employers have been compelled to repair the consequences of accidents their employees suffer while working. This legal obligation of an occupational accident insurance assures that employees and their families can have adequate conditions to repair the damage resulting from such accidents.

MULTI-RISK BUSINESS

To assure a full protection of your business, we have at your disposal a wide range of solutions and cover packages tailored to your needs.

Multi-risk is a product designed to meet the needs of protecting companies from the unforeseen events that may jeopardize their activity.

It displays a set of covers designed to protect the patrimony of companies, safeguarding unforeseen situations that may harm the property (building or fraction of building) and/or the equipment, furniture and goods related to a certain activity.

CIVIL LIABILITY

This is an insurance that protects you and minimizes financial risks in case of accident. It is designed and adapted for all types of business.

With it you are covered against the risk of having to indemnify third parties for damages you may have caused them.

General liability insurance can cover various risks, such as:
an activity (construction, hunting, assembly of gas appliances, etc.);
a profession (lawyer, insurance mediator, etc.);
family life situations (damage caused to third parties at home or caused by a domestic animal, etc.).

There are compulsory and optional civil liability insurances.

COMPANIES HEALTH INSURANCE

It is aimed at companies that want to protect the health of their employees. It includes not only the co-payment of various medical expenses, but also a set of services that allow quick and convenient access to medical care.

Besides offering these benefits to their employees, companies also profit from tax reductions, which makes this product a very interesting one.

Cyber Safety

Cyber Safety is a civil liability insurance conceived for PME’s (small and medium size enterprises) which aims at protecting the financial stability of your enterprise and the security of your clients’ data, in case of a cyberattack.

This is a special insurance, directed to problems that few of us can foresee, such as intrusion of strangers in digital systems, or violation of the right to privacy and intimacy.

Statistics show that only 30% of the enterprises have a plan to react to cyberattacks.

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